Frequently Asked Questions 2

Please follow the links below to get answers to common questions

FAQ's in respect of Unemployment Insurance
What do we stand for?
We're an online shop for your personal insurance needs.
We're genuinely aiming to be more socially responsible
We're listening and communicating
Who issues the policies you buy?
Who underwrites our products?
Safety of your personal information online is our primary concern
How does the charity aspect really work?
What contact might our shoppers expect from us in the future?
Are you a prospective affiliate; would you like a free flash ad or a link to us for extra revenue?
How secure is insurance4everyone's website?



 

What do we stand for?

We operate in a sector that is busy with brands, each is telling you something different.

Our brand is independently owned and operated in the UK, it isn't owned by an oversized insurance company and it doesn't have any sister brands with differing messages.

We're an online shop for your personal insurance needs.

Insurance4everyone is both competitive and efficient; we specialise in the retail and sale of insurance products from across the market.

This means we are leaner and more dynamically driven than the other brands.

Our focus is upon providing a pleasant insurance shopping experience that you'll return to year on year; insurance can be complicated and frustrating. Our goal is to continue to provide peace of mind in the clearest way possible under FSA regulations.

We're genuinely aiming to be more socially responsible

We open up our charity donation commitments to you, our shoppers, with each and every sale.

We have selected our favourite charity, Shelter to make our donation to, but if you would rather we donated to your favourite charity just say the word.

Our customer services team will contact you after you buy your cover and give you the opportunity to decide.

We're listening and communicating

We use a number of new web platforms to listen and talk to you. Our news, blogs and tweets page shows our mix of classic and contemporary techniques that make for the complete insurance shopping experience.

At every stage, you are able to provide feedback and finally help shape an insurance brand that you can believe in and trust.

With insurance4everyone, you have a brand that is with you for the long term.

Who issues the policies you buy?

Our insurance is administered by Berkeley Alexander Ltd; as part of one of the biggest insurance brokers in the UK, authorised and regulated by the Financial Services Authority (FSA). (Reg No. 307388)

Our marketing is undertaken by our agency, The Wonderful Web Ltd. As soon as you come to our site and look for a quotation you are managed by Berkeley Alexander Ltd under FSA jurisdiction.

The Wonderful Web Ltd is an appointed representative to Berkeley Alexander.

Who underwrites our products?

Rest assured, Berkeley Alexander Ltd only use good quality security. Because they are an intermediary, the underwriter (Insurers) may vary for each of our insurance products. Some underwriters specialise in certain products – Berkeley Alexander Ltd can access them without being restricted to one insurer, unlike a lot of Berkeley Alexander's competitors.

We have selected the products that we find most suitable for the demands and needs of the insurance shopping public; these products have been placed into our online quotation platform.

The following security backs each of our products:

Home Insurance: Great Lakes (a subsidiary of Munich Re, one of the largest insurers in the world)

Unemployment Insurance: Red Sands

ID theft Insurance: UK Underwriting Ltd.

Buy to Let Insurance: Great Lakes (a subsidiary of Munich Re, one of the largest insurers in the world)

If you would like more choice and personal service, simply call our Customer Services numbers and speak to our insurance support staff, they will be able to provide you with a suite of other products that we do not quote online at the moment.

Safety of your personal information online is our primary concern

Berkeley Alexander Ltd operate SSL 128-bit encryption so you can be rest assured your personal and payment details are stored with the highest level of security in mind. Insurance4everyone is registered with the ICO (information Commissioner's Office) and as such we comply with the Data Protection Act 1998.

How does the charity aspect really work?

We believe in corporate responsibility we have therefore taken the decision to commit a budget from our revenues to give to charitable causes.

The difference between our commitment and those of other UK brands is that we are happy for you to help us decide who is to benefit.

To keep things simple, we have selected our own favourite charity. You can either opt to donate to our chosen charity, or nominate one of your own.

Don't worry, we ensure that our prices remain competitive and would like to reassure you that this commitment is made at no extra cost to you.

We like charities, so we would support them anyway; we just thought it would be more fun to offer you choice too.

We donate the following amounts with each product sold:

Home insurance: £2.00

Unemployment insurance: £1.50

Identity theft insurance: £0.45

Buy to let insurance: £1.25

As you can see, these amounts are set at a sustainable level, we will also continue to commit the payment for every year you remain our client.

We will pay the benefitting charity either through online BACS payment or by cheque within 3 months of your policy being purchased and issued.

What contact might our shoppers expect from us in the future?

Your personal details are personal; however, we have other exciting offers and projects in our sights that might be of interest to you. From time to time, we may not be able to contain our excitement and want to contact you. If you do not wish to hear from us other than about your insurance please let us know.

Are you a prospective affiliate; would you like a free flash ad or a link to us for extra revenue?

Please email us at marketing@insurance4everyone.co.uk; we look forward to hearing from you!

How secure is insurance4everyone's website?

Berkeley Alexander Ltd and Insurance4Everyone take data security very seriously and do all we can to protect our system from those that would exploit it, that is why we employ industry standard high level 128 Bit encryption SSL (Secure Sockets Layer) technology.

If you want to check the security settings on our site, a secure page should display an address line beginning 'https://', sometimes this may not appear so you can manually check by right-clicking on the pages where you are being asked for sensitive data and select 'properties' from the menu, our encryption details will appear next to 'connection' . If you are using a Firefox browser then you will need to select 'This Frame > View Frame Source', and not properties.